Service fee for the card depending on the goods and customers, banks may charge a fee or free services totally
The most expensive service charge and most conservative of HSBC (Household Bank Corp.) followed by Capital One
In my opinion, the Vietnam now no need to use a credit card (because service charges are too expensive for foreigners) and the number assigned to spend the money banks are too low (Credit limit). People in Vietnam could open checking accounts (checking accounts with banks in Vietnam and ask them for debit cards. Because this card Credit card just as well.
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debit is "buy now, pay now", credit is "buy now, pay later". Personally, credit is a new trend that stimulates investing and consuming.
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