Credit card

A credit card is a small plastic card issued to users as a system of payment. It allows its holder to buy goods and services based on the holder's promise to pay for these goods and services.^[1] The issuer of the card creates a revolving account and grants a line of credit to the consumer (or the user) from which the user can borrow money for payment to a merchant or as a cash advance to the user.
A credit card is different from a charge card: a charge card requires the balance to be paid in full each month. In contrast, credit cards allow the consumers a continuing balance of debt, subject to interest being charged. A credit card also differs from a cash card, which can be used like currency by the owner of the card. Most credit cards are issued by banks or credit unions, and are the shape and size specified by the ISO/IEC 7810 standard as ID-1. This is defined as 85.60 × 53.98 mm (3.370 × 2.125 in) (3³/₈ × 2¹/₈ in) in size.

Advantages and disadvantages of each type of card:

-Visa Debit Card: because only the amount you can so you can proactively manage spending better.
- Visa Credit Card, how much you use the bank's money should be safe in their transactions, in addition to all transactions are recorded clearly and in detail. Your money in the account can still profit daily.

Conclusion: if you have large transactions and transactions using Visa Credit is often very beneficial. If your small business, the Visa Debit would be better with low transaction fee, no charge to convert foreign currencies, transactions registered and more rapidly. But if you have the ability to manage spending, and back or traded on the use of the Visa Credit Card is always the first choice.